Penrith provides in-house and 3rd party portfolio managment services. We utilize our extensive experience to provide high-quality, cost effective and reliable solutions to our clients.

Loan File Review

Penrith provides comprehensive loan file reviews. Our team is comprised of experienced professionals, each possessing a minimum of 15 years experience.

We can customize reviews based on our clients needs. The following is an overview of review services:

• Financial information review
• Cash flow analysis
• Underwriting for accuracy and policy compliance
• Documentation for compliance
• Collateral valuations, including but not limited to appraisals, for policy compliance and regulatory compliance. Determine the adequacy and sufficiency of appraisal reviews, including the timeliness thereof
• Data integrity
• Additional data collection per gap analysis
• Data aggregation
• On-going Custom Stratification solve

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Digital Data Capture

• Capture, Index, Upload
  

  A comprehensive Digital Data Capture Service with Imaging, OCR and Indexing capabilities. The service enables clients to scan, categorize and upload documents. Each page uploaded is given a digital fingerprint - a security stamp, maintained throughout the lifecycle of the document to ensure the integrity of the data.

• Integrate

  Our Web Services provide a simple, secure application programming interface (API) to allow you to integrate in-house systems and to access those systems through an electronic document store.

• Retrieve
  

  Web-based search engine allows instant retrieval of documents. Documents can be viewed in the system, converted into a PDF, downloaded in its native TIFF, printed to a local printer or emailed using built-in email functionality.

• Report

  Full audit logs of all system activity are captured to enable comprehensive reporting online, or as a downloadable file.

• Security

  The infrastructure is hosted in premier facilities certified to either the ISO 27001 or SAS Type II standard, the most comprehensive internationally accepted information security certifications available.

• Cost Benefits

  Create cost savings through reduced search time, streamlined processes, accelerated responsiveness, increased storage space, reduced transportation costs, and reduced security risk.

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Collateral Valuation

• Automated Valuation Model AVM

  Penrith provides access to all top AVM providers from a single platform, thus providing high hit rate and accuracy with a nationwide geographic coverage.

• Broker Price Opinion (BPO)

  Penrith's external and internal BPO options provide portfolio managers with different options to meet their servicing, default management and Real Estate Owned (REO) needs.

• Full Appraisal

  Penrith leverages a network of national appraisers for full and drive-by appraisals.

• Value Reconciliation
  

 

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Property Preservation

We provide on-site property preservation services essential to securing and restoring foreclosed properties to marketable condition, while adhering to all HUD, Freddie Mac & Fannie Mae guidelines in order to properly secure properties while protecting investments. We offer a wide variety of preservation services for Banks, Mortgage Companies, Investors, Property Owners, and Homeowners. Our services protect and preserve the client's collateral throughout the period of foreclosure or sale, maintaining quality work and quick turn-around times.

• Intital Inspections & Monthly Maintenance
• Repair & Construction Services
• 20 years Construction Experience
• Licensed & Insured

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